Empower Federal Credit Union

Empowering your financial future since 1953

Empower FCU Key Facts

Last updated:

Empower FCU Banking Services

Personal Banking

  • Free Checking Accounts: No monthly fees with Empower debit card
  • High-Yield Savings: Competitive dividend rates
  • Auto Loans: Rates as low as 4.15% APR for qualified borrowers
  • First-Time Homebuyer Programs: Special mortgage options
  • Credit Cards: Low-rate Visa cards with rewards
Become a Member

Empower Financial Calculators

Mortgage Calculator

Loan Amount: $250,000

Empower Special Offers

Current Member Benefits

Mortgage Special: $500 closing cost credit for first-time homebuyers in NY.

Checking Bonus: Earn $150 when you open a new checking account with direct deposit.

Auto Loan Rate Discount: 0.25% APR reduction for existing members.

View All Offers

Empower Member Reviews

★★★★★

"Empower FCU gave me the best mortgage rate in Syracuse - saved me thousands!" —

★★★★☆

"Great customer service and easy online banking with Empower." —

Empower FAQs

How do I log in to Empower Federal Credit Union online banking?

Visit Empower FCU login page or use the mobile app (iOS/Android).

Who can join Empower Federal Credit Union?

Empower serves residents of select New York counties and employees of partner organizations.

What's Empower FCU's routing number?

Empower routing number is 221379842 for all transactions.

Empower FCU Locations

Syracuse Main Branch

5785 Widewaters Pkwy, Syracuse, NY 13214
Hours: Mon-Fri 9AM-5PM, Sat 9AM-1PM

Liverpool Branch

7201 Oswego Rd, Liverpool, NY 13090
Hours: Mon-Fri 9AM-5PM

Empower Federal Credit Union locations in New York